Terms of Use

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the https://www.studymerit.com (hereinafter referred to as “Website “or “Site”) operated by STUDY MERIT INC. By accessing and/or using the Site you acknowledge that you have read, understood and agree to be legally bound by the terms and conditions (herein after referred to as “Terms and Conditions”) set forth in this document. All text, graphics, design, content, and other works are either copyrighted works of https://www.studymerit.com or third parties mentioned therein. Study Merit.com acknowledges proprietary rights of third parties displayed on the Site. We may at any time revise and update the website terms and conditions. You are encouraged to periodically visit this page to review the most current Terms and Conditions to which you are bound. If you do not agree to these Terms and Condition of use, please do not use this Website. As a condition of use, you agree not to modify or revise any of the material in any manner, and to retain all copyright and other proprietary notices as contained in the original materials on any copies of the materials. Any violation of the foregoing may result in civil and/or criminal liabilities.

Section 1.0 About Study Merit

Study Merit is an educational networking and resource marketplace that connects both educators and students ("Users") with knowledge, resources, skills, and tools ("Content") needed to excel.

Study Merit provides a broad range of quality educational resources for main areas in higher education, these incorporate different stages and subjects that include, but not limited to, medicine, law, commerce, engineering, and arts for access, use, and evaluation by other users of the Website.

Section 1.1 Definitions
  • 5.1 By means of the Platform you
  • Service: The service provided by Study Merit
  • Content: All information placed on the Platform by Study Merit itself and Users including but not limited to the layout, look, and feel of the Platform, study notes, the logos, and trademarks as well as certain texts.
  • Terms and Conditions:: An individual or group section created and maintained by you when you register for the Platform.
  • Intellectual Property Rights: : All the intellectual property rights and associated rights such as copyright, trademark rights, patents, model rights, trade name rights, database rights and neighboring rights as well as the rights to know-how and one-line performances.
  • Platform:The Platform that can be accessed through the website www.studymerit.com and underlying web pages which offer you the possibility to download or upload Study Notes whether against payment.
  • Profile: These Terms and Conditions of Study Merit.
  • Study Note(s):all educational resources such as syllabuses course contents, lecture/course notes, case studies, research papers, and lesson plans offered by you or other users of the Platform on the Platform whether or not for payment.
  • Service Costs:the costs incurred by Study Merit in providing the transactions and offering the Platform. The height of these costs is stated on the Platform and can be amended by Study Merit from time to time.
  • Sellers: Educators and Students who sell Content via the Service are referenced herein and in the Service.
  • Buyer: Educators and Students who purchase Content via the Service are referenced herein and in the Service. Section 2.0 Applicability
Section 2.0 Applicability
  • 5.1 By means of the Platform you
  • 2.1 These Terms and Conditions apply to all user(s) and all you make on the platform.
  • 2.2 Study Merit is at all times entitled to amend or supplement these Terms and Conditions. The current Terms of Use can be found on the Platform or will be brought to your notice when creating a Profile and/or logging in. If you continue the use of the Platform after these Terms and Conditions have been amended or supplemented, you thereby irrevocably accept the amended or supplemented Terms and Conditions. If you do not agree with the amended or supplemented Terms and Conditions, the only option you have is to no longer use the Platform and to terminate your Profile.
Section 3.0 Profile
  • 5.1 By means of the Platform you
  • 3.1 In order to be able to use the Platform optimally you must create a Profile in the way described on the Platform. You guarantee to Study Merit that the information provided by you on creating your Profile is strictly complete, true, and accurate. When creating a Profile, you must give a username and password which will allow you to access the Platform and your Profile.
  • 3.2 In the event that you have not yet reached the age of Thirteen (13) years, you need the consent of your legal representative(s) (your guardian or (one of) your parents) before creating a Profile. By accepting these Terms and Conditions you guarantee that you are indeed at least Thirteen (13) years of age, or that you have obtained the consent of your legal representative(s) to create a Profile.
  • 3.3 You yourself are responsible for the correctness and completeness of the data you have provided as well as the alteration of the data if it is no longer accurate. You acknowledge and understand that the correctness and completeness of the data is particularly important for the Platform to operate optimally. Study Merit cannot make any payments to you if your account details are no longer accurate.
  • 3.4 The data you provide during the registration process will be stored in a database and will be processed in accordance with the privacy statement.
  • 3.5 You yourself are responsible for keeping your username and password combination confidential. You are not allowed to give your username and/or password to third parties and/or to otherwise grant third parties access to your Profile. You are therefore liable for all the use made of the Platform through your username and password. Study Merit can assume that you are indeed the person who has signed in with your username and password. As soon as you know or have reason to assume that a username and/or password has come into the hands of unauthorized persons, you must inform Study Merit of this notwithstanding your own obligation to take immediate effective measures yourself such as changing your password.
  • 3.6 Study Merit is at any time entitled to change, alter, or shut down the Platform without becoming liable to you in any way. If you do not agree with the changes and/or amendments made by Study Merit, your only option is to cease the use of the Platform and to delete your Profile.
  • 3.7 Study Merit reserves the right to change the registration procedure, your password and/or username in the event Study Merit decides that this is in the best interests of the operation of the Platform.
  • 3.8 Study Merit cannot be held liable for any damages resulting from any unauthorized access and/or use of the Platform by third parties.
  • 3.9 You acknowledge and agree that by creating a Profile you automatically grant Study Merit free of charge, unencumbered, worldwide, sub licensable, non-exclusive license to publish and reproduce certain personal data from your Profile, such as your username and Profile picture, in the light of offering the platform, for instance for promotional purposes. This license ends automatically if you delete the Study Note(s) and your Profile.
Section 4.0 Functionalities of the Platform
  • 5.1 By means of the Platform you
  • 4.1 You acknowledge and agree that Study Merit only offers a Platform which allows you to exchange Study Note with other users. Study Merit has no knowledge of and/or involvement with the Study Note and/or other information submitted to the Platform by you or other users. Study Merit therefore accepts no liability or at no time owns or sells any product for or on behalf of you or other users by means of the Platform.
  • 4.2 You acknowledge and accept that the Platform only includes the functionality and other characteristics as found in the Platform at the time it is used (on an "as is basis"). Study Merit excludes expressly any explicit and tacit guarantees, undertakings and warranties of any nature whatsoever including, but not limited to, guarantees, undertakings and warranties with regard to the quality, safety, lawfulness, integrity and accuracy of the Platform, unless explicitly stated otherwise in these Terms and Conditions.
Section 5.0 Uploading Study Notes
  • 5.1 By means of the Platform you can upload Study Note. This Study Note can subsequently be downloaded by other users whether for payment. Your Profile will state what Study Note you offer on the Platform, for payment or for free. Your Profile will also state the income generated by you.
  • 5.2 The way the Study Note can be uploaded to the Platform as well as the allowed format are stated on the Platform. You decide what Study Note is uploaded and in what manner you manage this Study Note. Study Merit has no influence on or involvement with the Study Notes uploaded as well as the way it is managed by you.
  • 5.3 If you decide to offer Study Note against payment, you yourself can decide the height of the payment. However, there is a minimum price which is stated on the Platform. You can also decide how many pages are accessible for free as an example. Study Merit reserves the right to at least make the first page of the Study Note freely accessible whether the Study Note is offered for payment.
  • 5.4 Study Merit reserves the right to insert advertisements of third parties into Study Note. These advertisements will be placed in the Study Note by means of an automated process.
  • 5.5 Study Merit reserves the right to convert the Study Note you uploaded to another format. Study Merit also reserves the right to insert an automatically generated watermark/logo of Study Merit in any Study Note.
  • 5.6 Under the conditions as stated in these Terms and Conditions, you in principle retain your Intellectual Property Rights, including the copyright you have in the Study Note.
  • 5.7 If you upload Study Note to the Platform, you guarantee that:
  • 5.8 You indemnify Study Merit as well as all persons affiliated with Study Merit against any and all claims of third parties based on the allegation that the Study Note infringes on any valid Intellectual Property Rights or other rights of third parties or is otherwise unlawful against third parties as well as against all claims resulting from your actions in violation with these Terms and Conditions. All costs incurred and damages suffered by Study Merit which are in any way related to the above-mentioned claims will be remunerated by you.
  • 5.9 You acknowledge and agree that by uploading Study Note to the Platform, you automatically grant Study Merit a free of charge, unencumbered, worldwide, sub licensable, non-exclusive license to publish and reproduce the Study Note in the light of offering the Platform. This license automatically ends if you remove the Study Note from the Platform.
    1. You are the full right holder about the Study Note and you are entitled to upload it to the Platform and offer it to other users.
    2. The Intellectual Property Rights, including the copyright, to the Study Note is vested in you or you have demonstrable consent of the party in which the Intellectual Property Rights are vested to upload the Study Note to the Platform and to offer it to other users;
    3. The Study Note is not in violation of any laws or legislation and/or does not infringe on any (Intellectual Property) Rights of third parties and/or is not otherwise unlawful towards third parties and/or Study Merit.
    4. Study Merit will not be held to make any payments in relation to the uploading and use of the Study Note; and you are exclusively responsible for all licenses and payment obligations to any third party relating to the uploading and use of the Study Note.
Section 6.0 Downloading Study Note
  • 6.1 By using the Platform it is possible to download Study Note whether free or for payment. It is necessary to have a Profile if you wish to download Study Note. The profile will show what Study Note you have downloaded. The Study Note you have downloaded will remain accessible to you unless you delete it yourself. After the deletion of Study Note you will no longer be able to access it unless you download it again if that is still possible.
  • 6.2 If you create a Profile you have the possibility to rate the Study Note of other users in the manner stated on the Platform.
  • 6.3 If the Study Note is offered for payment, you must pay the requested amount in advance before you can download the Study Note. Payment options are stated on the Platform. Further details regarding payments are listed in Section 7.
  • 6.4 Study Merit will refund your purchase on the Study Note if it is not possible to download and/or the Study Note is demonstrably defect due to an error in the Platform. If bound by these requirements, the “100% Money Back Guarantee” will come into play.

To qualify for the "money back guarantee", you must meet the following conditions:

  1. Your purchase was within the last 14 days
  2. You contacted the seller of the item to tell him/her why you are dissatisfied with the quality
  3. You verified that you file a complaint about a lack of information, chapters, or subjects that the seller did describe were missing in the purchased content
  4. You have not downloaded the document

Particularly, do not download the document! It is particularly important if you would like to have a refund. Everyone can see the whole document in the viewer, before downloading. During the process of downloading the document on your computer, we first always ask you if you read the whole document and if you are happy with the quality of the document. If you agree to this, then you will not be able to ask for a refund anymore.

Section 7.0 Credits, Fees, Services, Pricing, and Payments
  • 7.1 All about Credits

    Credits are like Study Merit’s very own currency and can be used to download any file on Study Merit – including educational resources such as syllabuses course contents, lecture/course notes, case studies, research papers, and lesson plans. Credits are sold in pre-set packs – the larger the credit pack, the less you will pay per credit. View credit pack pricing.

  • 7.2 Credit Expiry

    Credits never expire when you use your Study Merit account once a year. Using your account is as easy as signing into your account.

  • 7.3 Credit Pack Refunds

    Unused credit packs can be returned for a full refund within 14 days of purchase. If any credits from a credit pack have been used, no refunds will be offered.

  • 7.4 Referral Credit

    After registering for a new account, you can use the “My Referrals” feature (available from a link located within the My Account portal) to receive a unique-to-you Promo Link. When new members register with the Service using this link, your Study Merit account will receive 1 referral credit, added to your wallet, provided that the individual associated with the new account has not previously opened any account through the Service. Please note that new member must use this Promo Link directly when they sign up to qualify. Study Merit reserves the right to withhold payment or demand refunds from individual users who attempt to open multiple accounts using such Promo Links.

  • 7.5 Referral Credit Rules

    For any Study Merit Referral Credit offer that involves free credit, the general rules below apply:

    • 7.5.1 Any Study Merit Referral Credit offer is limited to one per customer and cannot be used in conjunction with any other offer.
    • 7.5.2 In the event of a Member opening more than one account in order to claim multiple referral offers, or claiming an offer on duplicate accounts, we reserve the right to suspend and close any duplicate accounts and make void any credit placed.
    • 7.5.3 Referral credits can be only used on market providing the value of the credit referral does not exceed the maximum credit amount on any account.
    • 7.5.4 Study Merit reserves the right to refuse a Referral Credit to a user, member where Study Merit reasonably believes that such member is abusing or defrauding the Referral credit system.
    • 7.5.5 Study Merit reserves the right to amend or withdraw any promotion at any point for whatever reason.
    • 7.5.6 Study Merit decisions are final and correspondence will not be entered into relation to such decisions.
    • 7.5.7 Referral Credit tokens may not be withdrawing as actual currency
  • 7.8 Pricing

    Sellers are solely responsible for setting the prices for the sale of their Content distributed through the Service, including both electronic and physical materials, provided that such pricing (for items that are not offered free of charge) is not below the minimum price set by Study Merit. Although the user is using credit to buy notes, all note prices will be set in USD by the seller and minimum price is set at $5 Credit to ensure all costs are covered. Sellers are obligated to sell their Content at the prices listed on the Service.

  • 7.9 Purchases

    When you (Buyer/Student-Buyer) purchase original digital Content you will have the ability to download the materials from your My Purchases page for as long as the materials are available through the Service. In the case of digital video or audio content, you will have the ability to stream the content from your My Purchases page, again, for as long as the materials are available through the Service. We may, in our sole discretion, make original digital Content you purchase available indefinitely, but your access to such materials through your My Purchases page may be disabled if the material is removed from the Service, for example, by the original seller as a result of the original seller’s account being closed or the materials being removed in response to an intellectual property complaint or Digital Millennium Copyright Act notification. For this reason, we encourage you to download any original digital Content you may purchase, and to backup those materials accordingly.

    • 7.9.1 Study Merit cannot restore access to, or provide copies of, purchased materials that have been removed from our Service.
    • 7.9.2 You agree not to share your purchases with your colleagues unless you have purchased additional licenses. You agree not to post your purchased or freely downloaded files on the Internet.
    • 7.9.3 You agree to pay in full for all Content purchased through the Service, and agree that Study Merit may charge your credit card, PayPal or other account for any Content purchased, including any applicable shipping charges, and for any additional amounts (including any taxes and late fees, as applicable) as may be accrued to or in connection with your Member Account.
    • 7.9.4 Study Merit merely acts as an intermediary by offering a Platform which allows users to upload Study Note and it merely facilities the payments. These Terms and Conditions therefore only apply to the use of the Platform and not to the agreement between users of the Platform.
    • 7.9.5 The methods of payment available when purchasing items are listed on the Platform. All payments are handled in cooperation with a third party, who will transfer the earnings involved with all sales amongst sellers.
    • 7.9.6 From the amount that is paid to every respective user, the Service costs will be deducted. If you upload Study Note and set a price on the Platform you can, in real time, see the amount of money you will receive grossly.
    • 7.9.7 With regard to the amount of payments you receive from Study Merit, the data of Study Merit will be assumed to be correct unless you can prove this data to be incorrect.
    • 7.9.8 Study Merit accepts no liability whatsoever regarding errors in the orders of Study Notes, for instance, regarding the number of copies or the type of Study Note. It is not possible to cancel the purchase of any Study Note or to change. For any of the issues above, Study Merit refers you to the user responsible for selling the Study Note.
    • 7.9.9 Students are personally responsible for any necessary declaration of income at the tax collector's office in the country where tax is to be paid.
  • YOU ARE RESPONSIBLE FOR THE TIMELY PAYMENT OF ALL SALES PRICES AND FEES, AND FOR PROVIDING STUDY MERIT WITH VALID CREDIT CARD INFORMATION OR PAYPAL ACCOUNT DETAILS FOR PAYMENTS OF ALL SUCH FEES AND CHARGES.

Section 8.0 Notice and Take Down
  • 8.1 In order to stop infringement of the rights of third parties as soon as possible, Study Merit has developed a procedure for reporting infringing Study Note by means of a notice.
  • 8.2 If you claim that certain Study Note infringes on your rights, you can report this alleged infringement to Study Merit by sending a notice to (Insert email to report infringement). Study Merit will examine the notice and, if possible and necessary, take the measures stated in this section.
  • 8.3 The notice should include:
    • 8.3.1 The URL within the website on which the allegedly infringing Study Note can be found.
    • 8.3.2 A statement that your rights have been infringed and why.
    • 8.3.3 Contact details which Study Merit can use to contact you, such as your complete name, address, telephone number and email address.
    • 8.3.4 A statement supported by documentary evidence that the information in your notice is accurate and complete and - if it concerns the alleged infringement of Intellectual Property Rights - that you are the holder of the respective Intellectual Property Rights or that you are authorized to act on behalf of the holder; and
    • 8.3.5 A description of the work or works which have been allegedly infringed, with a specification of the precise nature of that alleged infringement.
  • 8.4 Study Merit reserves the right to forward the notice to the party responsible for the Study Note to which the notice refers.
  • 8.5 In the event that it is evident from the notice that the Study Note the notice refers to is manifestly unlawful, Study Merit will remove or block access to the Study Note.
  • 8.6 Study Merit reserves the right not to grant a request to remove or make inaccessible Study Note if it has well-founded reasons to doubt the accuracy of the notice or the lawful nature of the evidence submitted, or if the Study Note to which the notice refers do not appear to be manifestly unlawful. Within that scope Study Merit may for instance require a judicial decision of a competent court in the United Kingdom, whose decision demonstrates that the Study Note concerned is manifestly unlawful.
  • 8.7 By issuing a notice you indemnify Study Merit against any claim of third parties with regard to removing or making inaccessible the Study Note and/or the provision of the name, address and place of residence of the user who sent the notice. Such indemnification also covers all the damage that Study Merit suffers and the costs it incurs in relation to such a claim, including - but not limited to - reimbursing the costs of legal assistance.
  • 8.8 Study Merit will not in any way whatsoever be a party to any dispute between the party that issued the notice and the other party.
Section 9.0 License to use website
  • 9.1 Unless otherwise stated, Study Merit and/or its licensors own the intellectual property rights on the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

    You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

    You must not:

    1. i. republish material from this website (including republication on another website).
    2. ii. sell, rent or sub-license material from the website.
    3. iii. show any material from the website in public.
    4. iv. reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose.
    5. v. edit or otherwise modify any material on the website; or
    6. vi. redistribute material from this website except for content specifically and expressly made available for redistribution.

    Where content is specifically made available for redistribution, it may only be redistributed within your organisation

  • 9.2 Under the conditions stated in this Terms and Conditions, Study Merit hereby grants you a limited, personal, revocable, non-exclusive, non-licensable, non-assignable right to use the Platform and the Content and view it in the manner and the format as used on the Platform.
  • 9.3 You may not change, render illegible or remove any trademark or recognition signs affixed to the Website, the Content and/or any references to Intellectual Property Rights.
  • 9.4 Nothing in these Terms and Conditions is construed to transfer any Intellectual Property Rights to you. You will refrain from any action which may infringe on the Intellectual Property Rights of Study Merit such as registering domain names, trademarks or Google AdWords that are identical and/or like any Intellectual Property Rights of Study Merit.
  • 9.5 Without prior written consent of Study Merit no one is allowed to retrieve and re-use a substantial part of the Contents of (parts of) the Platform and/or retrieve and repeatedly and systematically re-use non-substantial parts of the Contents of the Platform within the sense of the UK Databases Act.
  • 9.6 Study Note offered on Study Merit is only to be used as a study aid. You are not permitted to submit Study Note found on Study Merit as your own work if it is not, as this is in breach of copyright. This is also plagiarism and constitutes academic misconduct at all academic institutions.
Section 10.0 Refund and Cancellation Policy

DocMerit is committed to providing high-quality digital study materials. While we stand by the quality of our products, we understand that there may be circumstances under which refunds and cancellations are necessary. This policy outlines those circumstances and the process for requesting a refund or cancellation. Eligibility for Refunds

DocMerit will issue a refund if:
  • The Study Material is not downloadable.
  • The Study Material contains significant defects or errors.

To qualify for a refund under our “100% Money Back Guarantee”, the following conditions must be met:

  • Your purchase was within the last 14 days.
  • You have contacted the seller to inform them of the issues encountered.
  • The complaint is not about missing information that was disclosed by the seller beforehand.

If you meet these conditions, please submit a refund request through our Contact Us page.

Section 10.1 No Refund Conditions

Refunds will not be provided under the following conditions:

  • The study notes have been accessed or downloaded.
  • The request for a refund is made beyond the 14-day period after purchase.
Section 10.2 Support for Refunds and Cancellations

If you have questions or need assistance with a refund or cancellation, our support team is ready to help. Contact us directly through our Contact Us page for swift assistance.

Section 11.0 Acceptable Use
  • 10.1 You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
  • 10.2 You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, root kit or other malicious computer software.
  • 10.3 You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Study Merit express written consent.
  • 10.4 You must not use this website to transmit or send unsolicited commercial communications.
  • 10.5 You must not use this website for any purposes related to marketing without Study Merit express written consent.